The West Midlands has been recognised as one of England’s prominent speeding hotspots, as recent figures reveal. During the 2024/25 period, a total of 145,212 speeding offences were recorded in the region, translating to 4,956 cases per 100,000 residents.
Lincolnshire topped the list nationally with a rate exceeding 6,200 offences per 100,000 residents, encompassing fines and conditional offer letters-which allow drivers to accept a fine and penalty points without attending court. Following Lincolnshire, Warwickshire ranked second, with 6,043 speeding notices and offers per 100,000 residents. Warwickshire Police highlighted that the speed camera on the M6 southbound at junction J3a recorded the highest number of offences in their area.
Leicestershire came third with 5,756 offences per 100,000 residents, followed closely by Greater Manchester (5,695) and West Mercia (5,446). At the other end of the spectrum, Gloucestershire reported the lowest rate among 18 responding English police forces, with 975 offences per 100,000 residents.
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Drivers caught speeding typically face a £100 fine and three penalty points, unless they opt to attend a speed awareness course. Convictions also result in a DVLA endorsement remaining on the driving record for four years. Data from Quotezone.co.uk indicates that motorists carrying three penalty points on their licence generally pay around 15% more in annual car insurance premiums compared to drivers with clean records.
In January 2024, the government unveiled a new road safety strategy aiming to reduce road fatalities and serious injuries in Britain by 65% by 2035. This strategy focuses on safe speeds among its five core pillars for action. Nationally, speeding offences continue to rise, partially driven by the rapid expansion of 20mph zones, which now cover almost a third of the UK’s roads-about 40,000 miles.
Offences specifically linked to 20mph speed limits have more than tripled over two years, increasing from 37,219 in 2023 to 125,133 in 2025 according to separate analysis.
Greg Wilson, CEO and car insurance expert at Quotezone.co.uk, commented: “Safe speed is a priority on the Government’s agenda and central to its new road safety strategy, so enforcement is expected to become stricter nationwide.
“A speeding fine may appear to be a singular expense, but for many drivers it has longer-term effects. Insurance companies regard any endorsement as an indicator of increased risk, often leading to significantly higher premiums.
“With nearly one third of UK roads now subject to 20mph speed limits, drivers need to exercise extra caution-not only to protect all road users, but also to avoid financial consequences that can impact insurance policies for years.”