ni on Birmingham Dailyhttps://birminghamdaily.co.uk/tags/ni/Recent content in ni on Birmingham DailyHugo -- gohugo.ioen-usTue, 23 Jun 2026 04:46:48 +0000DWP Loophole Prevents Thousands from Claiming Full State Pension Despite 35 Years of Workhttps://birminghamdaily.co.uk/dwp-loophole-prevents-thousands-from-claiming-full-state-pension-despite-35-years-of-work/Tue, 23 Jun 2026 04:46:48 +0000https://birminghamdaily.co.uk/dwp-loophole-prevents-thousands-from-claiming-full-state-pension-despite-35-years-of-work/A frustrating loophole in the Department for Work and Pensions (DWP) system is stopping thousands from receiving their full state pension, even after working and paying National Insurance (NI) contributions for 35 years. In the UK, to qualify for the full new state pension, you need to reach state pension age and accumulate 35 qualifying years of NI contributions. However, not everyone receives the full amount immediately upon turning 66. Some must wait, due to how contribution years are calculated.