DWP Loophole Prevents Thousands from Claiming Full State Pension Despite 35 Years of Work Tuesday, June 23, 2026 pension dwp nationalinsurance statepension retirement qualifications contributions loophole deferral ni A frustrating loophole in the Department for Work and Pensions (DWP) system is stopping thousands from receiving their full state pension, even after working and paying National Insurance (NI) contributions for 35 years. In … Read More