householdbudget on Birmingham Dailyhttps://birminghamdaily.co.uk/tags/householdbudget/Recent content in householdbudget on Birmingham DailyHugo -- gohugo.ioen-usSun, 24 May 2026 04:53:00 +0000We've Got £12K Credit Card Debt — Here's the Plan to Clear It in 4 Monthshttps://birminghamdaily.co.uk/weve-got-12k-credit-card-debt-heres-the-plan-to-clear-it-in-4-months/Sun, 24 May 2026 04:53:00 +0000https://birminghamdaily.co.uk/weve-got-12k-credit-card-debt-heres-the-plan-to-clear-it-in-4-months/A determined mum has devised a plan to wipe out £12,000 of credit card debt in just four months, despite her husband’s doubts about its feasibility. The debt accumulated from house renovations and a holiday – a break they felt was necessary after extensive home improvements and three years without a family getaway. She explained that by tightening their spending habits, they could allocate around £3,200 each month toward debt repayment.