Car owners might reduce their insurance premiums by hundreds of pounds with just one simple action: adding their partner to the policy. According to motoring experts at Confused.com, including a spouse on your car insurance can save you an average of £315.
This adjustment alone could bring the average insurance cost down from £821 to £506, offering much-needed relief amid rising living expenses.
Matt Crole-Rees, a motoring expert at Confused.com, explains, “Many drivers want to lower their car insurance costs, and adding a partner is an effective way to do that. Along with saving money, this shared policy offers benefits like dividing responsibilities for longer trips or emergencies.”
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However, Crole-Rees stresses the importance of providing accurate information. “Incorrect details when adding a partner can invalidate your insurance, putting both parties at risk.”
If adding a partner isn’t an option, you can still save by shopping around for quotes early, improving your car’s security measures, and ensuring your mileage is reported accurately. These steps can also contribute to lowering your renewal premiums significantly.