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Nationwide Cuts Rates on 36 Savings Accounts, Impacting Millions of Customers

Tuesday, January 20, 2026 nationwide savings interestrates bankaccounts isas ratecuts childrensaccounts bankofengland finance customers

Nationwide is set to reduce interest rates on 36 different savings accounts next month, affecting millions of customers nationwide. This move comes in the wake of the Bank of England’s recent decision to adjust base rates. The changes will see interest rates lowered by between 0.10% and 0.25% on a variety of products, including Regular Savings Accounts, Help to Buy ISAs, Continue to Save plans, and Children’s Accounts. Among the affected accounts are the Child Trust Fund, Smart Junior ISA, CTF Maturity ISA, Smart Junior ISA Maturity, as well as the Branch Future Saver, Future Saver, and Children’s Future Saver accounts.